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Rules > Baccarat
Baccarat
Game Objective
In Baccarat you make a wager that either the player's hand will
win, the banker's hand will win, or that the game will result in a
tie.
The object of baccarat is to predict which hand will get a point
value closest to 9, keeping in mind that all ten-value cards count
as zero and aces count as one. To participate in the game, you place
your wager on the banker's hand, on the player's hand, or on a tie.
Then the player and the banker are each dealt a two-card hand.
Following standard baccarat rules (shown below), a third card is
dealt to the player and/or the banker.
The players place a wager on either the Bank's hand or the
Player's hand. The winning hand is the one with the point total
closest to nine after all the cards are dealt. You can also choose
to place your bet on a tie, when both hands have equal point values.
If the game does result in a tie, a wager for the banker or the
player is returned. All winning wagers for the banker and the player
pay even money. However, if you win by betting on the banker, the
bank receives 5% commission. If you correctly wager that the two
hands will tie, your payoff is 8 to 1.
Rules summarizing when a third card is to be drawn
- If either the player or the bank have a total of 8 or 9 on the
first two cards no further cards are drawn.
- If the players total is less than or equal to 5 the players
hand draws a third card.
- If the player does not draw a third card, then the banker's
hand stands on 6 or more and takes a third card on a total of 5 or
less. If the player does take a third card then the rules below
will determine if the bank takes a third card.
- If the banks total is 2 or less then bank draws a card,
regardless of what the players third card is.
- If the banks total is 3 then the bank draws a third card
unless the players third card was an 8.
- If the banks total is 4 then the bank draws a third card
unless the players third card was a 0,1,8,or 9.
- If the banks total is 5 then the bank draws a third card if
the players third card was 4,5,6,or 7.
- If the banks total is 6 then the bank draws a third card if
the players third card was a 6 or 7.
- If the banks total is 7 then the bank
stands.
Player
| Point
Value of First Two Cards |
| 0-1-2-3-4-5 |
Draws a card |
| 6-7 |
Stands |
| 8-9 |
Banker cannot
draw |
Banker
| Point Value of First Two
Cards |
Draws when the player's
third card is: |
Does not draw when the
player's third card is: |
| 0-1-2 |
Always draws a card |
-- |
| 3 |
0-1-2-3-4-5-6-7-9 |
8 |
| 4 |
2-3-4-5-6-7 |
0-1-8-9 |
| 5 |
4-5-6-7 |
0-1-2-3-8-9 |
| 6 |
6-7 |
0-1-2-3-4-5-8-9 |
| 7 |
Always stands |
-- |
| 8-9 |
Player cannot draw |
Player cannot
draw |
How To Play
- Click and Drag the chips denomination $1, $5, $25 and $100 on
to table area. Place your choice of your bets; i.e. Banker,
Player, Banker and tie, Player and tie. Or Tie bets in the
specified area.
- After placing bets click on "Deal". Two cards for player and
two cards for dealer would be dealt. Depending up on the above
given rules the third card would be dealt.
- Depending on the placement of your bets you would win or lose.
Payoff Table
| Bets on |
Win amount |
| Banker |
Even amount less 5% commission |
| Player |
Even amount |
| Tie bets |
8 to 1 |
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